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Islamic Insurance (Takaful) in Nigeria:: A proposal for the Adoption of Malaysian Legal Framework
by:Abdul Azeez Maruf Olayemi
The book addresses the problems face Islamic Insurance (Takaful) in Nigerian. The Nigerian insurance industry has introduced takaful product (Islamic insurance) into its insurance market. The initiative is a good development for the reason that it is based on the apparent prospects for the product in the country. However, the new takaful product is being...
The book addresses the problems face Islamic Insurance (Takaful) in Nigerian. The Nigerian insurance industry has introduced takaful product (Islamic insurance) into its insurance market. The initiative is a good development for the reason that it is based on the apparent prospects for the product in the country. However, the new takaful product is being confronted with some problems. The main problem being the lack of a reliable legal framework. Other problems are the lack of technical-know-how of the takaful operation and religious intolerance. The study attempts to resolve the problem by proposing the Malaysian takaful legal framework as a model for Nigeria. The framework is embodied in the Takaful Act, 1984. The law is viable as it helps the country to develop its takaful operations rapidly. It is therefore, suggests that the Malaysian takaful framework as presented in this study should be adopted as a model to develop the Nigerian takaful framework. This will help immensely in overcoming the problems that faces the Nigerian takaful operations and it will accelerate the development of the Nigerian Takaful product to the level of world standard.
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